1. GENERAL TERMS OF USE
1.2    If you do not agree to the provisions of this Agreement or are not satisfied with the Arrangement, your sole and
exclusive remedy is to discontinue your use of this Site.
2. CONTENT OF THIS SITE.
1.1    This Agreement and General Terms of Use constitutes the agreement between the author
("Author") and you as a user who accesses or establishes a connection ("user," "you," or "your") to the this Web Site
("Site").
2.1    All content provided is protected by patent, copyright, trademark, and other applicable intellectual property and
proprietary rights laws.
2.2    You may search, retrieve, view, download, and print content provided on this Site for your personal use (but not for
third parties), and shall make no other use of such content, without the express written permission of the Author. You
will not modify any such content that you are permitted to use under this Agreement, and in particular you will not
delete or alter any proprietary rights or intellectual property notices in any content. You agree that you do not acquire
any ownership rights in any such content that you use. You further agree that all rights in any of the content found on
this Site are not granted to you under this Agreement are expressly reserved to
the Author. Any other use of the information in this Site is expressly prohibited.
3. DISCLAIMER OF WARRANTIES.
    THE AUTHOR MAKES NO REPRESENTATIONS ABOUT THE SUITABILITY OF THE
INFORMATION CONTAINED IN THE DOCUMENTS AND RELATED GRAPHICS PUBLISHED
FOR ANY PURPOSE. ALL SUCH DOCUMENTS AND RELATED GRAPHICS ARE PROVIDED "AS
IS" WITHOUT WARRANTY OF ANY KIND. THE AUTHOR HEREBY DISCLAIMS ALL
WARRANTIES AND CONDITIONS WITH REGARD TO THIS INFORMATION, INCLUDING ALL
IMPLIED WARRANTIES AND CONDITIONS OF MERCHANTABILITY, FITNESS FOR A
PARTICULAR PURPOSE, TITLE AND NON-INFRINGEMENT. IN NO EVENT SHALL THE
AUTHOR BE LIABLE FOR ANY SPECIAL, INDIRECT OR CONSEQUENTIAL DAMAGES OR ANY
DAMAGES WHATSOEVER RESULTING FROM LOSS OF USE, DATA OR PROFITS, WHETHER IN
AN ACTION OF CONTRACT, NEGLIGENCE OR OTHER TORTIOUS ACTION, ARISING OUT OF
OR IN CONNECTION WITH THE USE OR PERFORMANCE OF INFORMATION AVAILABLE
FROM THIS SITE.
4. INDEMNIFICATION.
    To the maximum extent permitted by applicable law, you will defend, indemnify and hold harmless the Author
from and against all claims, liability, and expenses, including attorneys' fees and legal fees and costs, arising out of
your use or your breach of any provision of this Agreement. The author reserves the right, in his sole discretion and
at your own expense, to assume the exclusive defense and control of any matter otherwise subject to indemnification by
you. You will cooperate as fully as reasonably required in the defense of any claim.
5. LINKS TO THIRD PARTY SITES.
    The Author is not responsible for the contents of any linked site or any link contained in a linked site, or any
changes or updates to the information contained in such sites. The Author provides the linked sites only as a
convenience. Linking to any other sites and using the content therein is entirely at your own risk.
6. USER INPUT.
    Any communication or feedback with regard to contents on this site transmitted by a user via electronic mail or
otherwise, including any data, questions, or comments regarding the content of any information contained on this site,
shall be deemed to be non-confidential and the Author shall have no obligation of any kind with respect to such
information. Such information will NOT create, and is NOT intended to create an attorney client-privilege between
the user and the Author.
7. COMPLETE AGREEMENT.
    You agree Terms of Use on this Site represent the entire understanding relating to the use of the Site and prevail over
any prior or contemporaneous, conflicting or additional, communications. You also agree that the Author can revise
these Terms of Use at any time without notice by updating this page, and you will consider any new Terms of Use as
a complete agreement.
8. CHANGE OF TERMS OF USE
    The Author in its sole discretion, may change any or all of the provisions of this Agreement at any time. Any changes
to this Agreement will be effective immediately upon your use of this Site. Your use of this Site after any changes to
this Agreement have been made will be deemed your acceptance of the changes. You agree it is your responsibility to
periodically check these terms for changes.
9. DISCLAIMER
   
The Disclaimer page on this Site is expressly incorporated herein by reference into and made a part of this Agreement.
10. COPYRIGHTS AND TRADEMARKS
    The Copyrights and Trademarks page on this Site is expressly incorporated herein by reference
into and made a part of this Agreement.
11. SITE CONTENT.
    You will use the Site and any content, material, or information found on the
Site solely for lawful purposes. You shall not upload to, distribute to, or
otherwise disseminate through the Site any material or information of any
kind that is libelous, defamatory, obscene, pornographic, abusive, or
otherwise violates any law or infringes or violates any rights of any other
person or entity (including copyright, trademark, other proprietary rights,
rights of publicity or privacy). The Author shall have the right, but not
the obligation, to remove any user posting that the Author deems
inappropriate or in response to complaints of defamation, infringement,
obscenity, or violation of any third party rights.
12. UPDATES TO SITE CONTENT.
    To the extent any legal topics are discussed, they are provided as
general educational information only, which may or may not reflect the most
current legal developments. The content at this Site may not be updated
to reflect current legal developments. The Author is under no obligation to update
any of the content on this Site.
13. LAW GOVERNING PERFORMANCE AND DISPUTES
    This Agreement, and any disputes arising under it shall be governed exclusively by the laws of the United States of
America and the State of Illinois, without giving effect to Illinois's conflict of laws principles. You expressly consent
to the exclusive forum, jurisdiction, and venue of the Courts of the State of Illinois and the United States District
Court for the Northern District of Illinois in any and all actions, disputes, or controversies relating to this
Agreement.
Copyright © 1999-2007. All rights reserved.
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